Terms and conditions of subscription service

Please read these terms carefully before using the sumelpriavian.com subscription financial planning service. By accessing our website or subscribing, you agree to comply with these terms.

August 30, 2025

Acceptance of terms

By using our site or subscribing to our services, you acknowledge and accept these terms and all related policies. If you do not agree, please discontinue use of our website and service. Continued use constitutes acceptance of any updates or changes to these terms.

Definitions

The following terms are used throughout these conditions:

"Service" means the subscription-based financial planning consultations and related support provided by sumelpriavian.com.

"User" refers to any individual or entity accessing or subscribing to our service.

"Agreement" is the contract outlining terms, fees, and scope of your subscription.

"Consultant" means the professional assigned to provide your consultations.

Service usage and scope

Our service provides ongoing consultations and analytical reviews. We do not offer investment products or legal, tax, or accounting advice. All terms, fees, and scope are outlined in your agreement.

Eligibility

Our service is available to individuals and Australian entities legally able to enter into agreements. Users must be over 18 years of age and comply with applicable laws.

Service not available where prohibited by law.

User responsibilities

Users agree to provide accurate information and use the service responsibly.

Maintain confidentiality of your login credentials and account information.
Provide accurate, current, and complete information during registration and ongoing use.
Use the service only for lawful purposes and not for unauthorised or fraudulent activities.
Comply with all terms and policies referenced in this agreement.

Prohibited uses

You may not use our service for any illegal or prohibited activities.

Engaging in unlawful behaviour, fraud, or misrepresentation.
Attempting to access or interfere with our systems or data without authorisation.
Using the service to distribute unsolicited messages or content.
Impersonating others or providing false information.
Attempting to reverse engineer or copy our service or content.

Intellectual property

All content, branding, and service materials are the property of sumelpriavian.com or its licensors. Users may not reproduce, distribute, or use content without prior written permission. Copyright and trademark laws apply.

User content

You are responsible for content you submit through the service. Do not share confidential or sensitive information unless required for consultations.

Rights regarding user content

By submitting content, you grant us a non-exclusive right to use it as required to provide the service, subject to our privacy policy.

Privacy and data protection

We process personal data in accordance with our Privacy Policy. By using our service, you consent to data processing as described there. Please review the policy to understand your rights.

See privacy policy

Disclaimer of warranties and limitations

Our service is provided on an "as is" basis. No warranty is given regarding accuracy, completeness, or suitability for your needs.

Important notice

No financial, legal, or tax advice is provided. Consult an appropriate professional for personalised recommendations. Results may vary.

Limitation of liability

To the extent permitted by law, our liability is limited for any damages arising from use of the service. We do not accept responsibility for losses due to reliance on information or consultations provided.

Indemnity

Users agree to indemnify and hold harmless sumelpriavian.com from claims, losses, or damages resulting from breach of these terms or misuse of the service.

Dispute resolution and law

Any disputes will be handled under Australian law and jurisdiction.

Arbitration

Disputes may be resolved through arbitration, as outlined by Australian regulations.

Arbitration does not limit your consumer rights under law.

Online dispute resolution

Australian users may access online dispute resolution processes provided by relevant authorities.

Read our disclaimer for details

Severability

If any provision is found invalid, remaining terms continue in effect.

Entire agreement

These terms, along with related policies and your subscription agreement, constitute the complete agreement between you and sumelpriavian.com.

Applicable law and venue

All matters are governed by Australian law. Claims must be brought in Australian courts.

Termination

We may terminate your access for breach of these terms or misuse of the service. You may terminate by notice as outlined in your agreement.

Modifications

We reserve the right to change these terms at any time. Updated terms will be posted on our site and continued use indicates acceptance.

Contact our team for questions

For clarification about these terms or your subscription, please contact us.

Email address: content@sumelpriavian.com

Phone: +61.3.6634.3450

Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective date: August 30, 2025

Version: 3.0